Difficulties and concerns in studying Banking:

Financial Concepts: Banking involves understanding complex financial concepts such as interest rates, investments, and risk management. If you struggle with understanding financial principles, it might be difficult to grasp banking concepts.

Mathematical Skills: Banking requires strong mathematical skills for calculations, analysis, and financial modeling. If you have difficulty with mathematical calculations or understanding formulas, it might be challenging to perform banking tasks accurately.

Economic Knowledge: Banking is closely tied to economic principles and market trends. If you lack knowledge of economics or have difficulty understanding economic theories, it might be challenging to analyze market conditions or make informed financial decisions.

Technological Disruption: The banking industry is undergoing rapid technological transformation, with innovations such as digital banking, fintech, and blockchain reshaping the way banks operate. Adapting to technological changes and staying competitive can be challenging for traditional banks.

Financial Inclusion: Ensuring financial inclusion and addressing disparities in access to banking services among different segments of the population, including rural communities and underserved groups, presents challenges for banks in Malaysia, requiring innovative solutions and outreach efforts.

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Main RIASEC codes: Enterprising (E), Conventional (C)
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Enterprising (E): Banking professionals often engage in tasks related to sales, negotiation, leadership, and business development. They seek out opportunities, make strategic decisions, and manage financial resources to achieve business goals, traits associated with the Enterprising category.

Conventional (C): Banking also involves structured, detail-oriented work such as managing accounts, processing transactions, and ensuring compliance with regulations. Professionals adhere to established procedures, follow regulatory standards, and work within structured environments, aligning with the Conventional category.

- Banker
- Credit Analyst
- Financial Planner

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