Difficulties and concerns in studying Finance Technology:

Data Analysis Skills: FinTech involves analyzing large datasets to extract insights and inform financial decisions. If students struggle with data analysis or lack experience with statistical methods, it might be challenging to work with financial data effectively.

Technological Complexity: Students must learn about cutting-edge technologies such as blockchain, artificial intelligence, machine learning, and big data analytics, which involve complex algorithms, programming languages, and data manipulation techniques.

Financial Knowledge: Understanding financial concepts such as banking, investments, risk management, and regulatory compliance is essential for FinTech majors to develop innovative financial solutions and applications.

Cybersecurity Risks: With the increasing reliance on digital platforms and online transactions, FinTech firms face cybersecurity threats such as data breaches, cyber attacks, and identity theft, requiring robust cybersecurity measures and risk management strategies.

Market Disruption: FinTech innovations such as peer-to-peer lending, mobile payments, and robo-advisors are disrupting traditional financial services and business models, leading to market volatility, industry consolidation, and regulatory scrutiny.

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Main RIASEC codes: Investigative (I), Conventional (C)
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Investigative (I): FinTech involves analyzing complex financial systems, programming languages, and data sets. Students engage in analytical tasks, research, and problem-solving, requiring critical thinking, attention to detail, and intellectual curiosity—traits associated with the Investigative category.

Conventional (C): FinTech also involves structured, detail-oriented work such as adhering to established methodologies, following regulatory standards, and ensuring compliance with financial regulations and industry best practices. Students work within structured environments, follow established procedures, and prioritize accuracy and reliability, traits aligned with the Conventional category.

- RegTech (Regulatory Technology) Consultant
- Digital Banking Specialist
- Fintech Product Specialist

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